Fund Freezes & Holds

Stop freezes before they happen.
Skip the underwriter roulette.

MerchantGreat is the content + Finder hub that shows you how to prevent fund freezes, rolling reserves, and payout holds. Get a shortlist of PSPs, platforms, and fraud tools that fit your risk profile, then run a free GuardScore to make approvals stick.

Try the FinderGet Your GuardScore

Recommendations are informational, not underwriting advice.

How it works

  1. Answer 2-3 quick questions about your business model and risk profile.
  2. Get a shortlist of PSPs and tools tailored to your vertical.
  3. Run a free GuardScore to see exact processor matches, compliance gaps, RDR/VAMP setup guides, and get a shareable report for underwriters.
Tip: If you've already been frozen, see The Fund Holds Playbook first.

Built for high‑risk & grey‑area verticals

CBD, adult, events/ticketing, digital goods, dropshipping, supplements, coaching/education, niche travel, and more.

Deterministic first, AI second

Finder uses vetted rules and cached playbooks. AI is only used on edge cases with strict spend caps.

Underwriter‑friendly next steps

Every result includes a GuardScore link—get processor matches, RDR/VAMP setup guides, and a shareable compliance report.